Getting authorize.net Alone

You do not have to get authorize.net with an e-commerce merchant account. You can get authorize.net alone, without purchasing the merchant account from the vendor of the internet payment gateway. However, since authorize.net is only a method for authorizing credit card payments and does not actually process transactions, you will still need a merchant account to use in conjunction with authorize.net. However, if you really like your current merchant account and would just like to add the ability to authorize payments in real time, this may be a good option for you.When you get authorize.net internet payment gateway without purchasing the vendor’s merchant account, you will not be able to get it for free. The costs, however, are fairly minimal. There is a one time set up fee of only about forty dollars, with the same monthly fee of about sixteen dollars per month. However, you will also have to pay ten cents per transaction for using the internet payment gateway, so your transaction fees go up. In the end, you really save money by using the internet payment gateway in conjunction with the vendor’s merchant account rather than your own.