Time When People Did Not Need Good Credit Score
There was a time when credit and credit score were only for those with the money to pay it back. People were still able to live a decent life. But they didn’t feel the need to constantly have the newest, best gadget.
They focused on their needs first, and saved up money to pay cash for luxury items. Now people work two jobs just to pay off debt to by designer jeans or iPods. Try simplifying your life. Get rid of your cable bill, rent movies instead of hitting the theater every week, eat in instead of out.
And teach your kids that worth isn’t the amount of money you have or the things you own, but in moral character and having fun. You’ll find you save money and have a happier life.