Prearranging a Final Service Package With the Dallas Cremation Society

I was looking on the website of the Dallas Cremation Society. I noticed that it says the package prices are “at need.” I am assuming that if one purchased a prearranged package, the price might possibly increase if it was not needed for many years. It would seem to me that this might be very unfair to a family, in the event that a loved one was deceased and there were unexpected charges added on when the service was needed. It makes better sense to me to have a set amount of life insurance that is well above the possible final costs so that the family would not have the extra burden of coming up with any additional money.